Active Health Plan BenefitTabs 
 
   

Overview

The dental benefit is self-funded by the Plan and is available for all active plan participants. (Coverage for self-pay participants may be different.)
 

Pre-Certification
Requirement

Pre-Certification is required by the Plan prior to dental work costing $500 or more; otherwise, benefits will not be paid for that work. To obtain Pre-Certification, your dentist must send the proposed treatment plan to the Administrative Office for approval before treatment begins.
 


Calendar Year
Deductible:


$50 per person, 3 per family.

The $50 deductible is waived for routine prophylaxis (teeth cleaning). If you obtain two cleanings per year, your per-person deductible will be waived on all covered dental services in the following year.

 

Calendar Year
Maximum Benefit:

$3,000 per person
 

Orthodontia Lifetime
Maximum Benefit:

$5,000 per child
 

Dental Service

In-NetworkOut-Of-Network
 

Prophylaxis (Cleaning):
two per calendar year
1

90% of contract rate, no deductible70% of usual, customary & reasonable, no deductible
 

Other Preventive
and Diagnostic: Fluoride Treatments, Exams, X-Rays,
Bitewings (once every six months to age 18; once
every twelve months ages 18 and over),
Panoramic/Full Mouth X-Rays (once every three years)

90% of contract rate after deductible70% of usual, customary & reasonable after deductible
 

Basic Services:
fillings, extractions, root canals, periodontal
work, oral surgery, anesthesia

90% of contract rate after deductible70% of usual, customary & reasonable after deductible
 

Major Services:
crowns, dentures, fixed bridges

90% of contract rate after deductible70% of usual, customary & reasonable after deductible
 

Orthodontia
(children under age 19 only)

90% of contract rate after deductible70% of usual, customary & reasonable after deductible
 

1. A third cleaning in a twelve month period may be covered if approved in advance by the Plan.


 

 
   
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