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Death of Participant
The passing of a loved one is perhaps the most painful event in life. No one should have to grieve alone. At this time of a loss it is important to surround yourself with your personal support group who can help console and counsel you at this time. Your personal support group includes family, friends, coworkers, neighbors, and your religious community. In some cases you may also wish to seek the guidance of a professional counselor. In coming to terms with your loss, you will take some time to recollect your loved one. You can appreciate the blessings which their presence brought to your life, even if the time they could stay with you seems to have ended too soon.
"Nothing is so strong as gentleness and
nothing is so gentle as real strength"
--Ralph W. Sockman
With the support of your friends and family you will be able to gather the strength to complete the necessary details which must be faced by the survivors. There is much to do; the linked check list may give you a starting point from which to work. It is advisable that the tasks be divided up, if possible, between loved ones. In this manner, the necessary steps can be completed, and no one person bears the entire burden. It is natural and normal that the pain and grief of the survivors will take some time to heal. Make full use of your personal support network.
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 Forms:
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 Additional Information:
Pension SPD
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 External Related
Links:
(These are listed for your convenience. The sites and the contents
of the sites are not sponsored or endorsed by your benefit plans.
Use them at your own risk.)
- Hospice Net - Articles on grief, bereavement, death and dying. Hospice nurses and professionals provide email support.
- Death and Dying Grief Support - Death and dying is an upbeat approach to loss offering grief support, and legal information on end of life issues for family, friends, and loved ones.
- About.com Death and Dying - About.com resources on funerals, cemeteries, and other death and dying related topics.
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| Benefit Plan Checklist
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In the event of the death of a participant, the Trust Office should be notified. Staff at the Trust Office are ready to help as much as possible, and to make sure the survivors understand the benefits, obtain the necessary forms and know how to submit the required documentation.
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If you are the participant and are planning for what must come, the following plan issues will be pertinent. You will want to make sure that your beneficiaries have been properly designated for Plan benefits using the Enrollment Form 1 and the Beneficiary Designation for the Pension Plan.
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Active participants have a life insurance benefit of $25,000 and an accidental death benefit of $5,000.
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If the participant was covered under the Retiree Health & Welfare Plan and the surviving spouse and other dependents are enrolled in one of the HMOs provided by the Plan, they can continue coverage under the Plan as long as they continue to pay the applicable monthly copayment, waive their COBRA rights under this retiree benefit program and remain covered by one of the Fund’s HMOs.
If the surviving spouse and dependents are covered under The Union Labor Life Insurance Company at the time of the participant's death, in order to maintain coverage under this Plan, they must enroll in one of the Plan’s HMOs within 60 days of participant's death, waive their COBRA rights under this retiree benefit program, and continue to pay the applicable copayment.
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If the participant dies before retirement, an additional death benefit equal to $3,000 for each full year of Credited Service (up to $30,000) will be paid to the designated beneficiary provided there were 175 or more Hours of Service in covered employment (not including hours from the reciprocity program) within the twelve months preceding the death.
If If the participant dies after retirement, this additional death benefit is payable to the designated beneficiary, provided there were 175 or more Hours of Service in covered employment within the twelve (12) months immediately preceding retirement and the retired was through a vested benefit. The amount payable is reduced 20% for each full year of retirement after death. A pro rata reduction is made for partial years.
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